Louisiana has one major characteristic in common with the state of Israel: we are both filled with proud people who have a deep affinity for our respective lands, culture and traditions. […]
Every year, Americans start businesses with the hope of achieving financial success, independence and personal fulfillment. Unfortunately, many times those dreams are never realized. Too often the enthusiasm and energy that small business owners put into their business isn’t matched by the planning and skills needed to survive. […]
First National Bank USA is encouraging consumers to start the New Year right by establishing good credit habits and financial wellness goals to get on the path to financial prosperity. […]
For five years now, the federal Achieving a Better Life Experience (ABLE) program has been helping the parents of individuals with disabilities save money without being penalized or losing benefits and services. ABLE was initially designed to help families with children who had disabilities to bridge the gap between insurance, benefit programs, and personal savings. […]
Certain plan providers do permit them, though standard federal taxes and tax penalties apply if the loan is not paid back within five years. […]
Do you work for yourself?
Then take a look at the solo 401(k), which marries a traditional employee retirement savings account to a small business profit-sharing plan. To have a solo 401(k), you must either be the lone worker at your business, or its only full-time employee.
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It’s great to have insurance against damage and loss, but if you can’t show proof of your possessions, it may result in a protracted settlement process with your insurance company. […]
Values are also crucial legacy assets.
Early on, you can communicate the importance of honesty, humility, responsibility, compassion and self-discipline to your grandkids.
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Now is the time to explore the possibilities.
Grandparents Day provides a reminder of the bond between grandparents and grandchildren and the importance of family legacies. […]
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