Fire insurance rates to drop for Paradis residents
Donelon commended firefighters and local officials in Fire District 6 (Paradis area) for the improvement of their fire protection grading from Class 4 to Class 3. The improvement will bring fire insurance rate reductions for many policyholders.
For example, fire insurance for a home valued at $150,000 was costing residents in Fire District 6 about $1,409 a year. That cost is likely to drop to about $1,285 under the new grading, saving homeowners about $124 in annual premiums.
"Your efforts to make your property safer have brought about the lowering of your fire protection grading, which results in lower insurance rates on your homes and other property," Donelon said. "The amount of the premium rate reduction will vary, depending on the value of the property, the fire district where the property is located and the rate schedule of the company insuring the property."
Fire protection grading is promulgated by the Property Insurance Association of Louisiana and approved by the Louisiana Insurance Commissioner. All fire districts are graded on a scale of 1 to 10, with 1 being the best.
PIAL conducts surveys of a fire district’s fire protection services before issuing a grading. Factors that affect an area’s grading include the number and type of training of firefighters, the number of fire stations and fire trucks, and the availability of water.
If PIAL surveys a fire district and finds it is offering fewer services than before, they may "retrograde" the class, from a 4 to a 6, for example. When this happens, property insurance rates will probably go up.
Subscribe Today and Save!!!
St. Charles Herald-Guide is an award-winning newspaper that covers all aspects of St. Charles Parish - from schools and parish government news to social events, features on our local residents and sports.
Order your subscription today!
Revelers are preparing once again to line the streets of Luling and Des Allemands...
A pillar of the St. Charles Parish community was recently inducted into the hall of...
Hahnville junior Kendrick Jones became the second wrestler in his school’s history...
The National School Board Association has announced St. Charles Parish Public...
A Luling college student who is following his dreams to become an animator is...
The Destrehan Lady Wildcats refuse to lose and now find themselves two wins away...
Advanced Air is state licensed and locally owned and operated. We provide prompt, courteous service and are available 24 hours for St. Charles and surrounding parishes. Call us day or night for all your a/c and heating needs!
Police: 4 injured in hammer, knife attack - 1543 views
A Kenner woman and her mother are accused of using a hammer and knife to attack and injure four St. Rose women inside their home. One of the victims says she was knocked unconscious by the hammer while another was stabbed three times, according to the St. Charles Parish Sheriff’s Office.